About Us

Meet the Personalised Mortgages Team:

Andrew Smillie - Registered Advisor

Andrew is the owner of Personalised Mortgages and has over 25 years’ experience in the financial services industry.

Andrew started with ANZ and was the Branch Manager by the age of 23. Since then he worked as a Property Finance Manager for 8 years, followed by being both a Business & Commercial Manager at Westpac Bank. Most recently Andrew was the Auckland Area Manager of Business Banking at Westpac before setting up Personalised Mortgages Ltd.

It is this in depth knowledge gained from these roles that has enabled him to assist you in putting together the best application to get you the best possible outcome.

Contact Andrew on 021 272 9994 or email andrew@personalisedmortgages.co.nz

Kenneth Fong - Registered Advisor

Kenneth started his banking career in Hong Kong and was a Business Manager at HSBC Hong Kong before joining Westpac NZ in 2000. At Westpac, he was primary involved in home lending. Kenneth worked for The National Bank in 2008 as he was keen to expand his NZ banking experience. In 2011, he re-joined Westpac as Relationship Manager responsible for managing customer relationship and lending assessment.

Kenneth possesses solid banking and financial knowledge which enables him to provide the best financial solutions to meet the needs of his clients.

Kenneth 曾经在海外及本地银行工作多年,具有丰富房屋及商业贷款经验,能夠为客戶提供最好的贷款方案,及帮助客戶获取最有利贷款条件。如有需要,欢迎来电查询。

Contact Kenneth on 021 0200 170 or email k.fong@pml.kiwi.nz

Wayne Tu - Registered Advisor

Prior to joining Personalised Mortgages, Wayne had experience in another brokerage firm and the industrial real estate sector. He worked in the largest industrial real estate investor in the world for almost 10 years and established astute prospect of the real estate and capital market.

Wayne is bringing his passion and expertise to the financial service market in New Zealand. He always puts his clients' interests first, providing honest, open communication. While his first priority is securing the best deal for his clients, working through lenders with honesty and integrity is fundamental. He endeavours to tailor make the best solution for his clients.

在投入房屋貸款生意貸款等等業務之前,Wayne在世界首屈一指的工業地產投資商工作。對於房地產市場以及資本運作有非常靈敏的觸覺。Wayne 將這份熱忱及專業帶到紐西蘭的金融服務工作裏。不管是房屋、商舖、土地、生意的貸款,本國人士或外國人士,都以客戶的利益為第一優先,必定量身打造出最適合客人的貸款方案。

Contact Wayne on 021 790 788 or email wayne@pml.kiwi.nz