Mortgage Broker , Personalised Mortgages mortgage broker company, home finance, refinance/consolidating debts, investment property finance


09 838 9994

E Click here to email us
A 161d Marua Road, Mt Wellington, Auckland

Experienced & Knowledgeable

Owner Andrew Smillie has over 25 years’ experience in the financial services industry.

We have a wealth of experience

We specialise in providing finance tailored to your specific needs.

Access to over 20 lenders

Our lenders offer products to suit your individual situation.

Client Testimonials

Andrew Smillie and Personalised Mortgages have been our mortgage brokers for the last 3 years. Everytime we need to review our mortgage he presents the options in a clear, easy to understand way and gets us the best deal with no effort on our behalf. We've stopped trying to compare deals and trust him implicity.

His knowledge of the industry and the pros and cons of each lender and their offerings is second to none and we have no hesitation in recommending Andrew for any mortgage advice.

Tim & Rachel - July 2017


We found Andrew to be very efficient, affable, willing to answer all questions openly and making it easy to understand for customers like us. Everything was completed efficiently and on time with everything double or triple check so no unexpected surprises. We would recommend Andrew & his team.

Don & Jacque - April 2017



Mortgage Broker extraordinaires

Personalised Mortgages Ltd is a premier mortgage brokering company that assists you to obtain the finance to get you into your dream home, refinance/consolidate your existing debts and help you get your investment property portfolio underway.

At Personalised Mortgages we come to your home or place of work to listen to you share your goals and dreams, and then assist you to arrange the right funding package to make it happen.

And its usually free….   

We have access to over 20 lenders, both mainstream and non-traditional lenders who offer a full array of banking and finance products. It is our job to make sure you have access to the right finance options to make your dreams become a reality.  

What is so special about us?

All the Advisors at Personalised Mortgages Ltd are registered and have in excess of 10 years experience working in the Finance Industry. Every Advisor at Personalised Mortgages Ltd has worked in either the Business or Commercial areas of the Banks. This means that you are getting service and knowledge that few other's can match. 

Call us on 09 838 9994 today

or email 


Read what Maria Lambert had to say:

Andrew Smillie has worked as a mortgage broker for myself and many of my customers, and every time he has provided superior service.  Andrew's great communication skills, the positive way in which approaches every enquiry, and the timely manner in which he gets back to you make it a pleasure to deal with him.  He is knowledgeable and very well connected within the banking world and knows who to approach to get you to where you want to be.  Andrew ensures the process is smooth.  The outcomes I have witnessed firsthand have been excellent and he is always a pleasure to deal with. I would happily recommend Andrew Smillie to anyone wanting to secure a mortgage. 

Maria Lambert, Real Estate Agent - June 2017



© Copyright 2014-2017 Personalised Mortgages Ltd.